Rates
| Fixed - Conforming (max. loan = $417,000) | ||||||
| 30 Year | 20 Year | |||||
| Points | Rate | APR | Points | Rate | APR | |
| 1 | 4.375 | 4.53 | 1 | 4.25 | 4.40 | |
| 2 | 4.125 | 4.38 | 2 | 4.0 | 4.25 | |
| 15 Year | 10 Year | |||||
| Points | Rate | APR | Points | Rate | APR | |
| 1 | 4.0 | 4.15 | 1 | 4.0 | 4.15 | |
| 2 | 3.75 | 4.0 | 2 | 3.75 | 4.0 | |
| Fixed - Jumbo (loans > $417,000*) | ||||||
| 30 Year | 15 Year | |||||
| Points | Rate | APR | Points | Rate | APR | |
| 0 | 4.75 | 4.77 | 0 | 4.25 | 4.27 | |
| 1 | 4.5 | 4.63 | 1 | 4.0 | 4.13 | |
| ARMs - Adjustable Rate Mortgages | ||
| Program | Rate | APR |
| 10 Yr Arm | 4.625 | 4.65 |
| 7 Yr Arm | 4.375 | 4.40 |
| 5 Yr Arm | 4.125 | 4.15 |
| 3 Yr Arm | 4.0 | 4.02 |
| 1 Yr Arm | 4.0 | 4.02 |
Please Note: Rates are subject to change. Rates are updated daily and often several times per day as market conditions permit. If you are
unsure about any of the rates posted above please call us for a free mortgage quote at 1.877.858.7212.
*Fixed - Jumbo pricing shown for loans up to $729,000. Rates may be slightly higher for loan amounts in excess of $729,000.
Availability of specific mortgage programs, rates, and fees may vary depending upon the State, Loan Amount, and other factors.
Minimum loan amount: $75,000 (please call for pricing)
Maximum loan amount: $4,000,000 (please call for pricing)
ARM Rates published above are for loan amounts of up to $1,000,000. To check availability on a custom quote on "Super Jumbo" loans of up to $4 mil., please call us at 1.877.858.7212.
We may be able to offer "interest only" options for both fixed rate and variable rate mortgage programs. Rates for "interest only" option mortgage loans are generally .125% - .250% higher than rates listed above. Please contact us to find out more.
"Stated" Income, "Stated" Asset, and "No doc" loans may be available. Terms and availability vary depending upon loan scenario. Please contact us at 1.877.858.7212 for details.
We can often customize and tailor a loan program to your liking. For example if you would like to find out more about our "minimum" or
"no cost" refinance options, please give us a call and we will provide you with details.
Unless specifically stated and/or disclosed, there are no prepayment penalties.
