If you're in the process of purchasing your first home, chances are you feel a little unsure about how to go about it. You'll probably seek the advice
Home Loan
NJ Mortgage Rates & Home Loans - Ultra Mortgage LLC
View current New Jersey mortgage rates and apply for your home loan. We offer all types of loans including 30 year fixed, refinance, jumbo, and ARM.
Our rate & fee structure makes us highly competitive, meaning more money in your pocket.
Whatever your home loan needs, we have access to a comprehensive range of loan programs.
As a local company, we are deeply invested in our community, and treat you as family.
We built a great reputation by always being open and transparent with our clients.
Features of this Loan
Features of this Loan
Features of this Loan
Features of this Loan
Features of this Loan
Features of this Loan
Short-sales are always difficult, and in my case not only was it my first one, but also there were unusual twists and turns . It got so bad, that half way through it all, the original lender I started working with months earlier, had stopped returning my calls and started steering me into higher-rate, less favorable products. I turned to Lending Tree and found a number of lenders, but Ultra Mortgage, Alicia in particular, cut through the complexity, explained the short-sale finance scenarios, followed-up with others to make sure things were done right and on time, and fundamentally took me under her wing. Part of the way through (short sales take a long time) I had a life-event situation, and she helped me to navigate around it all. Yesterday we finally closed - without her and my realtor, this would not have been possible. Without hesitation, I will work with her again in a heartbeat.
LOAN STATUS Closed Sep 2018
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected
I had such a great experience with Alicia and Joel from ultra mortgage. They take their time and work continuously around the clock for you. When it comes to crunch time I wouldn’t want to trust anyone but Ultra Mortgage. I was locked in a better rate than I originally expected. They are problem solvers for sure! If you are looking for a lender here they are!
LOAN STATUS Closed Aug 2018
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE Lower than expected
FEES/CLOSING COSTS Lower than expected
I accidentally stumbled onto these guys while rate shopping, and glad I did. Joel was upfront and honest about rate, fees, etc. He was able to lock me in a great rate and delivered on all deadlines. Both Joel and Alicia were very helpful throughout the entire process. The followed up with me almost daily to make sure I was comfortable. Highly recommend this small and yet capable team!
LOAN STATUS Closed Jul 2018
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE Lower than expected
FEES/CLOSING COSTSLower than expected
There is a lot to think about when it comes to home loans. Let's get the conversation started.
Ultra Mortgage is a well-established and highly reputable New Jersey mortgage lender specializing in a wide variety of loan solutions. These include but are not limited to 30 Year Conventional Fixed-Rate Mortgages, FHA Home Loans, USDA Home Loans, VA Home Loans, Non-Conforming Home Loans, and Jumbo Loans. We are also refinancing experts, and can assist with lowering your monthly payments and cashing out to consolidate debt.
With our close relationship to many financial institutions, both local and national, we are able to process loans quickly and at typically lower costs compared to our competitors. Moreoever, we have access to programs that can accommodate any borrower. Whether a first-time New Jersey buyer applying for an FHA Home Loan, a US military veteran seeking a VA Home Loan, or a seasoned investor in need of a Jumbo Loan.
Ultra Mortgage offers exceptional customer service to every one of our clients, no matter how big or small. Additionally, we invariably strive to provide you with low rates, modest fees, and closing times of 28 days or less.
If you're in the process of purchasing your first home, chances are you feel a little unsure about how to go about it. You'll probably seek the advice
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