Loan Programs

FHA 30-Year Fixed

Features of this Loan

• Low down payment
• Low credit score ok
• High debt to income ratio
• Flexible lending standards

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Conventional 30-Year Fixed

Features of this Loan

• Ideal for good credit buyers
• Less time to process
• Fixed interest rate
• Favorable interest rates

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30-Year Fixed Jumbo Loan

Features of this Loan

• Can exceed government loan limits
• For primary and non-primary homes
• Higher than average rates
• Strict underwriting rules

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VA Loan

Features of this Loan

• Low interest rates
• Predictable payments
• Low down payment requirements
• Flexible financing options

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USDA Guaranteed Loan

Features of this Loan

• Backed by USDA
• For low to average income borrowers
• Reduced premiums
• Below market rates

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203K Rehab

Features of this Loan

• Finance purchase and repair
• Home must meet safety standards
• Must define repairs
• Must line up contractors

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